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Insight
Matters
Summer, 2004
The
Unimpeachable Case for Parity - (It's the Brain, Stupid!)
by Henry A. Nasrallah, M.D., Editor
Of
all the injustices and discriminations that mentally ill citizens
and their families have to face daily, none is more egregious
and irrational than the lack of parity of psychiatric disorders
with other medical ailments. In a country that upholds fairness
and justice for all, the parity gap between psychiatric and
neurologic brain disorders defies logic and tramples on the
most basic principles of common sense.
Essentially,
individuals with a cerebrovascular disease manifesting as motor
paralysis and aphasia are covered fully by insurance, while
individuals with motor paralysis and aphasia due to catatonic
schizophrenia or stuperous depression are not. This revolting
and ongoing discrimination has its ugly roots in the anachronistic
notions of the duality of the brain and mind, which neuroscience
research has already debunked, showing that they are one and
the same.
There
now exists a vast neuropsychiatric literature that demonstrates
the extensive similarity between neurologic and psychiatric
disorders, both of which represent diseases of brain structure
and function. For example, a tumor in the prefrontal lobe can
manifest with a personality disorder that insurance companies
would refuse to cover, until an MRI scan reveals the tumor,
at which point, and abruptly, the same illness becomes fully
insurable. Similarly, a patient with a left prefrontal lobe
stroke frequently presents with the classic symptoms of major
depression, but there is certainly no parity in the coverage
of those two neuropsychiatric disorders. A complex partial seizure
focus in the medial temporal lobe can manifest as psychotic
behavior that is indistinguishable from schizophrenia. Interestingly,
although an avalanche of neurobiological research has revealed
many structural anomalies of temporal, limbic and frontal structures,
the medieval dogma of not regarding psychosis as a neurological
disease continues to trump scientific advances. A closed head
injury with sequelae of agitation, impulsivity and violence
is covered but a patient with primary psychiatric diagnosis
of severe impulse control disorder is not. A person diagnosed
with a cerebritis can manifest with depression can, lethargy,
anxiety and cognitive dysfunction and is covered very well by
insurance companies, but not so for patients with anxiety-depression
syndrome displaying identical clinical features and disability.
The
list of such overlap between psychiatric and neurologic disorders
[two types of brain diseases] is endless, but the outrageous
lack of parity for mental illness continues. The denigration
of psychotherapy by insurance companies who refuse to pay for
it as a legitimate medical treatment is also galling given the
numerous studies of the effectiveness of psychotherapeutic interventions.
And even though all serious psychiatric disorders require pharmacological
therapy to improve, insurance companies still discriminate against
antidepressants and antipsychotic pharmacotherapy compared to
the L-DOPA pharmacotherapy of Parkinson's Disease or the triptan
pharmacotherapy of migraine.
Ignorance
is no longer acceptable as an excuse. The body of scientific
evidence for mental illness as brain diseases that alter thoughts,
mood, emotions, behavior and cognition is irrefutable and unimpeachable,
and should not be subject to sociopolitical debates any more
than stroke or seizures. The real debate should focus on why
insurance companies and managed care organizations are allowed
to persist in their blatantly arbitrary and self-serving stance
of not providing identical health benefits for psychiatric brain
disorders as they do for heart disease, stroke, diabetes, cancer,
and other medical disorders. This is a major ethical, moral,
legal, scientific and human rights issue for which the entire
psychiatric community of patients, families, physicians and
mental health providers should hold politicians accountable
when they come asking for our votes.
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